We have designed the policy with you the landlord in mind and you can tailor the cover to meet your needs, giving cover for items such as damage to your premises, stock, not to mention protecting you against liability claims from the general public and your staff.

Our Standard Cover includes:

• Contents Cover
• Liability Cover
• Business Interruption
• Money / Frozen Food

With the optional to include:

• Buildings Cover
• Liability for Outdoor play area’s
• Cover for when working away

The vehicle and catering breakdown insurance package is unlike other breakdown cover packages. We will attend breakdowns to Ice Cream Vans, Hot Food Vans, and Mobile Shops.

We also offer both vehicle and breakdown insurance cover for towing vehicles that will not only recover your towing vehicle in the event of a breakdown but we cover the trailer as well. Where the asset is a hot food or ice cream trailer we can offer cover under our catering trailer insurance policy.

Designed for vehicles/trailers under 15 years old and weighing up to 3.5t (each), full terms available upon request.

For more information or an instant catering breakdown insurance quote call 0845 094 0420

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It is imperative that you understand the risks and avoid any interruptions to your business. Visit our catering trailer insurance breakdown precautions post. Many catering operations are seasonal and operating your mobile business without any kind of insurance on a catering trailer you are risking the loss of a key component responsible for your income stream. Any interruptions, such as acquiring a new trailer are likely to take time to process and this could really handicap a seasonal business when facing its most productive time.

Designed for vehicles/trailers under 15 years old and weighing up to 3.5t (each), full terms available upon request.

 Key Benefits

Not all caterers van insurance policies provide cover whilst you are towing a trailer or van for business, this is generally called third party towing liability and we recommend you check this is actually covered with your current insurer, NCASS towing van insurance policies include this most important cover. If you require advice or a quotation we are happy to help.

What is third party towing vehicle liability?

The Road Traffic Act states your motor insurance policy must cover your legal liabilities in respect of personal injury and third party property damage. Once a trailer is hitched to the towing van and taken onto the public highway, the motor insurance policy on the vehicle must include damage and personal injury caused by the trailer, when attached or when accidentally detached. You will also need catering trailer insurance for when the catering trainer is detached from the vehicle.

What is third party towing vehicle liability?

The Road Traffic Act states your motor insurance policy must cover your legal liabilities in respect of personal injury and third party property damage. Once a trailer is hitched to the towing vehicle and taken onto the public highway, the motor insurance policy on the towing vehicle must include damage and personal injury caused by the trailer, when attached or when accidentally detached. You will also need catering trailer insurance for when the vehicle is detached from the vehicle.

Related:
catering van insurance
caterers van insurance

Multi Event Insurance from £110*
Our multiple event insurance policy is an affordable and highly competitive solution for event organisers managing numerous events every year. The discounted policy allows you up to 45 event days per year.

Whether you are planning a single event or multiple events during the year, you need to ensure that you are covered for all possible events. ncassinsurance provides comprehensive cover for both one-off events and multiple events.

Cover automatically includes public liability and can be extended to include employers’ liability, event equipment and cancellation, abandonment and postponement cover.

Our product range consists of two very simple but effective products, single event or multiple events.

Trades:

Outside Caterers, Marquee Caterers, Market Stall Caterers, Mobile Bars, Coffee Rounds, Ice Cream Vans & Bikes, Sandwich Rounds, Buffet Caterers, Contract Caterers (Golf Clubs/Pubs/Canteens etc) Hog Roasts & Barbecues, Food Kiosks, Cookery Demonstrators, Dinner Parties, Cake Making & Chocolate Fountains, food kiosks, baked potato ovens, caterers from trailers/portable cabins in fact almost any caterer

Occasional Caterer – Catering Liability Insurance

Whether you’re working on the weekend to make extra cash above and beyond your Monday through Friday job, or restricted to part time hours we understand that your business insurance needs need not compare to a full time catering business.

Earning less than £10,000 per annum then Occasional Catering Liability Insurance could be just what you’re looking for.

For any type of weekend caterer, it can often make much more sense to take out a policy to cover your business again the income you earn rather than a policy that exceeds your business requirements.

Why pay more?
Fortunately at ncassinsurance we have chosen to offer smaller catering business a reduced premium policy for those earning less than £10,000 per annum. Our Occasional Caterer Liability policy provides the same great level of cover as our Caterers Liability but with a reduced insurance turnover of up to £10,000.

We have the experience to arrange the right mobile catering liability insurance to provide more than adequate cover, including:

• Mobile Catering Public Liability Insurance – £5m
• Mobile Catering Products Liability Insurance- £5m
• Mobile Caterer Employers Liability Insurance- £10m

2 or more Catering Vehicles? – view our Catering Fleet Insurance

Ice Cream Van Insurance

Our ice cream van insurance scheme has many unique benefits include “Mirrored Bonus” – Leave the no claims bonus on your car and we will mirror the discount you already have and allow a genuine 65% introductory discount on all ice cream van insurance policies.

Offering tailored cover for Ice Cream Vendors our Van Insurance policy provides cover for one or more vehicles with the option to include any driver 25 years and with no maximum value limit on the vehicle(s).

Cover can be extended to include Public, Product and Optional Employers Liability

With our flexible and accredited approach, you can choose cover for 6 or 12 months, perfect if you need ice cream bicycle insurance or ice cream tricycle insurance throughout the year or simply over the summer months.

No matter how large or small your operation is, our ice cream cart insurance can be tailored to provide bespoke against public injury liability or accidental damage, loss of earnings through equipment malfunctioning, theft and more. Understanding the needs and criteria of ice cream vendors across the UK, ncassinsurance.co.uk  can offer reassuringly inexpensive, proficient policies such as ice cream stall insurance and ice cream kiosk insurance.

Operating alongside vendors who are registered with the Ice Cream Alliance, we offer some of the finest ice cream van vehicle insurance cover. In addition we are one of the main suppliers of ice cream trailer insurance, Ice Cream Alliance insurance and ice cream vans insurance cover. Check out our guide to ice cream van insurance and give us a call today to see the savings you can make.

2 or more hot food vans? – view our Catering Fleet Insurance

Designed to provide the right insurance cover for your hot food, mobile catering van or jiffy truck

Insurance for all Mobile Catering Vans: Hot Food Vans, Jiffy Trucks, Sandwich Vans, Fish & Chip Vans, Coffee Vans such as Mega’s and Piaggio’s, Bengy Vans, Burger Vans, Mobile Shops, in fact almost any type of converted hot catering vehicle

Benefits Include “Mirrored Bonus” – Leave the no claims bonus on your car and we will mirror the discount you already have and allow a genuine 65% introductory discount on our hot food van insurance policy.

Cover can be extended to include Public, Product and Optional Employers Liability

• Stock & Contents Cover
• Business Interruption 3x contents as standard
• Money up to £2,500
• Goods in Transit up to £5,000
• Book Debts
• Employers Liability £10m as standard
• Public / Product Liability £2m as standard
• 10% discount for NCASS members

Optional Extensions

• Buildings Cover
• Standard Limits can be increased
• All Risks – UK only
• Accidental Damage to buildings &/or contents can be included
• Cover catering away from the premises
• Legal Expenses

Covering all restaurants, cafes, sandwich bars, coffee shops and takeaways our Fast Food and Restaurant policy includes cover for employer’s and public liability, content, stock and business interruption and benefits from up to 30% no claims discount for businesses who have traded claim-free for five years or more. What’s more unlike many restrictions applied by other insurers we are also able to accept all frying ranges, regardless of age.

You can customise your chosen policy by selecting the type and level of cover you need with optional extension to cover including buildings, Accidental Damage and cover for your catering business whilst working away from the premises.

Trades

• Mobile Catering Trailers
• Permanent Sited Catering Trailers and/or Static Units

Mobile Catering Trailer Insurance

When running any catering business involving a catering trailer you are going to need some kind of insurance protection. If you have a high value capital item (such as a trailer) that can be left unattended for any length of time, you are likely to need dedicated catering trailer insurance.

Cover includes the trailer, fixtures and fittings and offer discounts for security fittings in addition to a no claims bonus of up to 20%. You can choose to extend your policy to include optional cover for money, loss of stock and frozen food and catering liability insurance.

In the event of the towing vehicle breaking down and needing to be recovered, many standard type policies do not offer vehicle breakdown and trailer insurance combined. This could leave your catering trailer at risk if it has to be abandoned at the roadside.

Operating a mobile catering enterprise can expose your business to theft and other risks, causing your income to plummet as a result. To avoid this kind of unnecessary headache it is really important to thoroughly consider the security aspects of catering trailer ownership. The vehicle towing your trailer is also something you may need to consider. Since this is a towing  trailer being used for commercial purposes you should check with your current insurer that any towing van insurance you have includes cover for business use.

There are many products available to protect your catering trailer from being stolen. Wheel clamping devices are popular and the most effective ones are Sold Secure Gold, which at the time of writing is the highest standard available. Fitting a tracker device to your trailer is highly recommended as this acts as a deterrent, and if your catering trailer is stolen it makes the process of identifying the true owner far easier and more efficient. Having a Datatag device fitted can also help when obtaining insurance on a catering trailer.

Related:
catering van insurance
caterers van insurance
towing van insurance

Trades:

Outside Caterers, Marquee Caterers, Market Stall Caterers, Mobile Bars, Coffee Rounds, Ice Cream Vans & Bikes, Sandwich Rounds, Buffet Caterers, Contract Caterers (Golf Clubs/Pubs/Canteens etc) Hog Roasts & Barbecues, Food Kiosks, Cookery Demonstrators, Dinner Parties, Cake Making & Chocolate Fountains, food kiosks, baked potato ovens, caterers from trailers/portable cabins in fact almost any caterer)

Outside Catering Liability Insurance – Outside Catering Insurance

However large or small your catering enterprise may be, it is highly important to protect you, your investment and your livelihood. Here at ncassinsurance.co.uk we are one of the leading experts in the field of catering liability insurance.

Because we focus primarily on caterers and their vehicles, we have an excellent knowledge and understanding of the industry. We provide mobile caterers liability insurance policies and our cover options can be tailored to meet the needs of any catering business.

One of the key important factors when insuring yourself and your mobile premises is having adequate cover to protect you, members of the public and any employees you may have.

We have the experience to arrange the right mobile catering liability insurance to provide more than adequate cover, including:

• Mobile Catering Public Liability Insurance – £5m
• Mobile Catering Liability Insurance- Products – £5m
• Mobile Caterer Liability Insurance- Employers – £10m

This level of cover will give the peace of mind that you are professionally covered against any number of events that can occur outside of  a businesses control. When searching for the right outside caterers liability insurance and catering liability policies, NCASS are one of the UK’s leading specialists. Because of this, our expertise is narrowed toward a specific key insurance areas -  catering and mobile caterers. Offering a fully comprehensive solution for all of your outside and mobile catering insurance requirements.

With that in mind, you can look forward to a competitive outside caterer liability insurance package that incorporates £5m worth of public liability cover in case of an incident happening that involves a member of the public. £5m outside caterer liability insurance for products. Your equipment is covered also, and £10m outside caterer  liability for employers, protecting both owners and your employees in any event.

Ask for a no obligation catering quote with our professional and expert advisors today.