Catering Trailer And Vehicle Breakdown – Precautions
Cover Includes:
- Hitch Lock & Wheel Clamp Only for values up to £15,000
- No forms or photographs required
- Choice of Cover
- Easy Payment Terms Including Direct Debit (no deposit required)
- Public / Product Liability £2m as standard
- Up to 20% of for NCASS Members
Options To Include
- Discounted Liability Insurance
- Money/Stock Cover
- Business Interruption Cover
- Vehicle & Trailer Breakdown Cover
Trades
- Mobile Catering Trailers
- Permanent Sited Catering Trailers and/or Static Units
- Portable Cabin
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When your catering trailer business eventually takes you further afield, you may find yourself having to plan strategically for any problems you may encounter along the way. The following post gives some thought to the type of things that should be on your mind before and during the journey.
Before leaving the house make sure you use a system to check for any delays or heavy traffic that are likely to affect your travel time. There are many sites that you can visit, AA/RAC are the most popular. Checks on your catering trailer and vehicle are also important this stage too, brakes, lights, tyres and the coupling are all key areas. Better to spot a problem at this stage than suffer on the side of the hard shoulder on the way to your venue.
Because you have 2 things to think about rather than one, your concentration levels need to be consistently high. Plan breaks at two-hour intervals and make sure that when you do break, you get adequate rest. Make sure there is enough fuel available to complete your journey between breaks.
If you have a long journey ahead of you, you need to be continually pay attention to the way your catering trailer is handling, after driving for a while, you’ll be surprised of the amount of feedback through the vehicle itself. It may be that the trailer is full of your catering accessories and stock. As you monitor this through the mirrors and the way the trailer performs whilst attached to the vehicle. Attune yourself to any problems and stop immediately to investigate. Remember a stray trailer can be a lethal weapon if it becomes detached or unstable. Any unpredictable handling can also cause damage to the stock or equipment contained within the trailer. This is where a specific catering trailer insurance policy really comes into its own.
When you stop for routine checks or to investigate a problem, one tip is to have a reflective jacket and cone/triangle available just in case. This way if you experience a mechanical issue or are unable to continue your journey you will be safe, no matter what the road conditions.
In the event that the vehicle and or its trailer is immobilised you will find having comprehensive vehicle and trailer breakdown insurance on your catering trailer an absolute bonus. It may not be able to get you to your catering appointment on time but at least you can be safe in the knowledge that your catering trailer and vehicle will be recovered with the minimum of inconvenience.
To conclude there are many actions you can take to minimise your risks when insuring a catering trailer, one we haven’t covered in any detail is having a regular schedule to maintain the trailer (and vehicle). Having this kind of routine will contribute massively to avoiding any nasty surprises in the first place, keeping you on the road, meeting your commitments and safeguarding your business relationships for the future.
